Rightway-Public-Adjusters-FAQs

Common Questions about Public Adjusting

Why should you select Right Way?

Our lead public adjuster has over 25 years experience in the industry as a employee for several insurance companies and this experience can be used to your advantage to work within their system.  We know that process, the requirements, the tactics and the rules to help you.

What is a Public Adjuster?

A public adjuster is a licensed insurance adjuster who represents individual homeowners and business owners as they file claims with their insurance companies for losses.  We have your interests in mind as we communicate with the insurance company.

What is a Public Adjuster?

A public adjuster is a licensed insurance adjuster who represents individual homeowners and business owners as they file claims with their insurance companies for losses.  We have your interests in mind as we communicate with the insurance company.

What is an Insurance Adjuster?

A insurance adjuster is licensed by the state to evaluate the cause and costs of damages sustained to your property.  They represent the insurance company in evaluating these losses.  An adjuster may also be independent with means that he or she doesn’t work for one particular company.  They work for several insurance companies as needed.

Do you charge for the initial evaluation?

No, our initial evaluation is free.

What do you charge is there is no settlement recovery?

If we don’t recover a settlement for you we do not charge a fee.
NO SETTLEMENT, NO FEE!

Common Questions about Insurance Claims

How Do Homeowner's Insurance Claims Work?

A homeowner pays annual premiums to the insurance company.  These premiums purchase a certain amount of potential financial protection in the event of certain specified losses.  When a homeowner experiences one or more of the specified losses, the homeowner will file a claim with the insurance company.  The company will send out a insurance adjuster who will survey the damage and determine the value of the damage that has been caused and the amount of coverage that the homeowner is eligible for based on their policy coverage.  If everyone agrees on the amount then the claim is paid and the homeowner completes the repairs with the funds provided.  If you do not agree with the proposed settlement, then an appeal or other steps may be needed.  Hire Rightway Public Adjusters in order to represent you and your interests from the very beginning.

How Should You To Talk To An Insurance Claims Adjuster?

Remember that an insurance claims adjuster works on behalf of the insurance company.  They are there to evaluate your policy coverage against the damages that you have sustained to your property.  They are also there to minimize the costs to the insurance company.  You need someone on your side.

Call us to represent you and to help handle your claim.

We know how to talk to the insurance adjuster.  We understand the language in your policy, we are familiar with construction practices and costs and we have years of experience in evaluating property losses.

If you still want to handle the claim on your own, maintain a professional and polite demeanor.  Stick to the facts, understand your policy and make sure to document everything you may have lost before the adjuster arrives.  Be conscious of any deadlines and follow-up on your claim in a reasonable amount of time.

When will I get paid?

We understand your urgency of getting your claim settled quickly but by law the insurance company has up to 90 days from the date of filing to deny or pay the claim.

We do our best to expedite the process by contacting the insurance adjuster periodically and finding any updates.  We  also help you supply additional information or documentation as requested by the adjuster to keep the process moving.

What happens if there is a mortgage company on the check?
The mortgage company would have to endorse the check prior to you being able to deposit the funds into your bank account.

Contact a Claims Consultant

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